This study evaluates the dynamic behavior of a subsea railway tunnel during an earthquake, considering ground conditions and seismic wave characteristics using the finite difference modeling method. A comprehensive ground-tunnel structure system model was constructed to analyze the structure's response during earthquakes, yielding significant results. Analysis of lining stress values in the subsea tunnel revealed that the maximum compressive stress in the soil part is significantly larger than in the rock part in composite ground conditions, and the maximum compressive stress in the fractured zone is increased by up to 10 times compared to the rock zone. In addition, a seismic fragility curve for subsea tunnels was derived from a series of analytical results. The analysis indicates that the probability of minor damage exceeds 50 % for earthquakes of about 0.32 g and above, while the probability of moderate damage exceeds 50 % for earthquakes of 0.39 g and above for subsea railway tunnels passing through various ground conditions.
